Benefits of leasing
The practical case for leasing your equipment
Leasing is not just a payment plan. It is a smarter way to grow your practice / business without compromising your cash flow or your balance sheet.
Why more Canadian medical professionals choose to lease
When you lease equipment through Clear Capital, you are not just spreading out a cost. You are making a strategic decision about how your business uses capital — keeping your resources available for the things that actually drive growth.
Benefits of Leasing
01
Save on corporate taxes
Lease payments may be 100% tax deductible as a business operating expense — typically more advantageous than the Capital Cost Allowance depreciation schedule on purchased equipment. Ask your accountant about the impact for your practice.
02
Keep your credit lines open
Leasing is off-balance-sheet financing. It does not affect your debt-to-equity ratio or your existing bank relationship. Your credit lines stay available for when you actually need them.
03
Pay as you earn
Lease payments may be 100% tax deductible as a business operating expense — typically more advantageous than the Capital Cost Allowance depreciation schedule on purchased equipment. Ask your accountant about the impact for your practice.
04
Stay current with technology
Medical equipment evolves quickly. With a lease, you are not locked into yesterday's technology. At the end of your term, you can upgrade, return, or purchase — whatever makes the most sense for your practice.
Programs built for how you operate
No one-size-fits-all. We structure the lease around your practice.
Payment Deferral Programs Available
Imagine getting the newest instrument, technology or equipment in your practice/business and having no payments for the first 3 or even 6 months. Ask us how.
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Defer your GST/HST
Rather than paying the full GST/HST upfront on a major equipment purchase, a lease spreads that amount across your payment term. Each installment includes a small GST/HST component that remains an eligible Input Tax Credit (ITC) for your business.
Checklist:
- No lump sum GST/HST upfront — spread across the lease term
- Each payment is an ITC — claimable as an input tax credit
- Terms from 24 to 84 months — with custom terms available
- Auto-approved up to $200,000 — some conditions apply
Ready to put these benefits to work?
Apply in minutes and get a decision the same day. No bank committees, no runaround.